King And Cushman, Inc Blog

Putting together a package of complementary policies when you are buying commercial insurance MA for your business can be a complex undertaking. There is basic coverage you should have that is common to most business types, which is relatively straightforward. Then there are the many options for specific policies targeting particular risks that you might be considering, to add that extra layer of financial protection to your venture.
Your basic four policies are likely to be for property, business vehicles, general liability and workers’ compensation. These policies form the base protection that helps cover your buildings and contents, your business vehicles, injuries to members of the public and injuries to your staff. 

On top of those four policies there are any number of policies or coverage options that could be useful, depending on the type of business you run, the activities involved and the risks to which you are exposed. Again, there are some other policies that most business owners would be wise to add, such as flood and earthquake coverage, as losses from any of these events are generally not covered under your property policy. Liability is one of the most complex insurance areas and there are increasing numbers of quite specific liability policies coming on the market that cater to particular risks and are often tailored to different sectors of business.

Do you need information and quotes? You’re welcome to speak to our agent about commercial insurance MA. We’ll be happy to advise you of the latest products that might suit your business venture so that you can ensure you have the most appropriate coverage.

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