King And Cushman, Inc Blog

Are your parents considering adaptations or modifications to their Massachusetts home so that they can continue to live there independently? They may be in the process of asking contractors for quotes; it’s a good idea to also seek updated Massachusetts home insurance quotes, since investing in home improvements and modifications may have implications for home insurance.

Many of the modifications that are being planned for your parents’ home may be aimed at improving safety by reducing the risk of falls. You may be considering installing items like stair lifts and grab rails, or even changing the way rooms are used so that your parents don’t need to negotiate stairs to get to bedrooms and bathrooms.

It’s important to focus on safety, and you may want to consider some low-cost adaptations that could help to make communication easier if a parent has a visual or hearing impairment or is sometimes forgetful.

• Replace old heaters and irons with appliances that switch off automatically if they are left on for too long.
• Replace regular smoke detectors with units that have flashing strobe lights or vibrating pads to alert people who may be unable to hear the sound of a smoke alarm.
• Replace standard telephones with handsets that have large buttons and amplified ring tones or strobe lights.


When requesting Massachusetts home insurance quotes from our agent, ask about the types of protective, security and safety device that might attract discounts and reduce the cost of home insurance. Don’t forget to mention your parents’ ages, because seniors are considered to be good insurance risks and may qualify for seniors’ discounts.


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