King And Cushman, Inc Blog

When you start a business from home, your insurance agent needs to understand how important that business is to you and your family. Holyoke insurance company quotes for home business coverage can be obtained from our agency. We have served the local area for some years and can work with you to design the best insurance for your small business.


We can help you with different options. You may be able to stay with your homeowner’s insurance – that policy may provide enough cover if your only real business risk is that the PC you share with the family might crash during a storm. In some cases it could be a simple matter of increasing your level of cover, or adding some endorsements to cover your business activities.


Alternatively, if you face other risks you’ll need to look at some different business insurance options. One often cost effective way you could help protect your business is with a business owner’s policy (a BOP). This is an off-the-shelf package policy that combines a number of different types of coverage for the price of a single premium.

You should also look at your liability coverage, as you may have more people visiting your home, but for business purposes rather than just friends and family. This can increase your exposure to injury claims and you may need to have extra coverage to protect you financially.

Do you have a home business in Holyoke? Insurance company policies, conditions and exclusions can be difficult to understand, and we’re happy to assist in this regard. We also understand the importance of being able to balance home and family life, and why a home-based business may be important for you. Call one of our agents to make a time to discuss your business and the options you might need to explore to ensure you have the right coverage.
 
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